JEFMS Journal

Nino Tchanturia

Caucasus International University

Corresponding Author: Rusudan Dalakishvili

¹Agada Franklin Ayibatunimibofa, ²Tema Lucky, ³Seifegha Lorretta Yinlayefa

¹Department of Banking and Finance, Federal Polytechnics Ekowe, Bayelsa State, Nigeria

²Department of Marketing, Federal Polytechnics Ekowe, Bayelsa State, Nigeria

³Department of Marine Economics and Finance, Nigeria Maritime University, Okerenkoko, Delta State

¹Bentahar Abdelrhani, ²Rifai Adnan

¹PhD, Mohamed I University, Morocco

²PhD student, Mohamed I University, Morocco

¹Suoye Igoni,
²Nnaemeka Anthony Nwadioha,
³Chinonye Gift Igoni

^1,2Department of Banking and Finance, University of Nigeria, Nigeria

³Department of Educational Management, Rivers State University, Nigeria

Wimba Respatia

Department of Accounting & STIESIA (Sekolah Tinggi Ilmu Ekonomi Indonesia)

Tobias Olweny, PhD, CIFA

Senior Lecturer, Department of Economics and Finance Jomo Kenyatta University of Agriculture and Technology (JKUAT) Kenya

¹Annisa Uswatun Khasanah, ²Reni Shinta Dewi, ³Ngatno

^1,2,3Department of Business Administration, FISIP, Diponegoro University

¹Egan Evanzha Yudha Amriel, ²Wilma Cordelia Izaak, ³Anang Rubyanto Asnar

^1,2Universitas Pembangunan Nasional "Veteran" Jawa Timur

³Himpunan Pengusaha Muda Indonesia (BPC HIPMI Surabaya)

¹Fitriani, ²Muaidy Yasin, ³Muhammad Irwan, ⁴Moh Huzaini

^1,2,3,4Faculty of Ecnomics and Business, University of Mataram, Jl. Majapahit No. 62 Mataram.

¹Gde Deny Larasdiputra, ¹I Nyoman Sutapa

^1,2,3,4Warmadewa University, Bali, Indonesia

¹Bela Agustina P,
²Nuriah Yuliati,
³Hamidah Hendrarini

^1,2,3Master of Agrubusiness Study Program, Faculty of Agriculture, UPN “Veteran” Jawa Timur, Indonesia

¹Bernadetta Paradintya Utami,
²Wahyu Widarjo

¹1Master Program in Accounting, Faculty of Economics and Business, Universitas Sebelas Maret, Indonesia

²Lecturer, Faculty of Economics and Business, Universitas Sebelas Maret, Indonesia

Prof. Maria Silvia Avi

Full Professor in Business Administration,Management Department- Ca’Foscari Venezia

ORCID ID: orcid.org/0000-0003-11164-4410

¹Mar’a Elthaf Ilahiyah,
²Dian Ratnasari Yahya,
³Dian Palupi3

^1,2,3Management Department; STIESIA (Sekolah Tinggi Ilmu Ekonomi Indonesia)

¹Darmansyah ,
²Bambang Purwoko
³Tri Widyastuti,
⁴ Iswahyudi

^1,2,3,4Sekolah Pascasarjana Universitas Pancasila

¹Dewa Ayu Putu Niti Widari,
²Ita Sylvia Azita Azis
³Anak Agung Media Martadiani

^1,2,3Faculty of Economics and Business, Warmadewa University, Denpasar, Bali, Indonesia

¹Rini Fatmawati,
²Arie Ambarwati

^1,2Faculty of Social and Political Science, Hang Tuah University, Indonesia

¹Fauz Moh’d Khamis,²Mohamad Yazid Bin Isa, ³Noraini Binti Yusuff

¹School of Business, the State University of Zanzibar

^2,3Islamic Business School, UUM College of business, Universiti Utara Malaysia

¹Maulidina Hanifah,²Aang Munawar,
³Mumuh Mulyana,⁴Mashadi,
⁵Hageem Che-ni

^1,4Management Department, Institut Bisnis dan Informatika Kesatuan, Bogor, Indonesia

²Banking and Finance Department, Institut Bisnis dan Informatika Kesatuan, Bogor, Indonesia

³Bio Entrepreneurship, Institut Bisnis dan Informatika Kesatuan, Bogor, Indonesia

⁵Finance Department, Fatoni University, Thailand

¹Dian Hari Efendi,² Abadi Sanosra,
³Eko Budi Satoto,⁴Nurul Qomariah

^1,2,3,4 Universitas Muhammadiyah Jember

Roche, Charles

Department of Economics, Accounting and Finance, School of Business & Entrepreneur
Jomo Kenyatta University of Agriculture and Technology, Kenya.

¹Ida Susi Dewanti, ²Didik Indarwanta, ³Indro Herry Mulyanto

^1,2,3Pembangunan Nasional Veteran Yogyakarta, Indonesia

¹Eny Endah Pujiastuti, ²Humam Santosa Utomo, ³Sigit Haryono

^1,2,3Universitas Pembangunan Nasional Veteran Yogyakarta, Indonesia

¹Meldona, ²Sulis Rochayatun, ³Titis Miranti

^1,2,3Universitas Islam Negeri Maulana Malik Ibrahim Malang - Indonesia

^1,2Postgraduate Program Doctoral Faculty of Economics Universitas Negeri Malang – Indonesia

¹Yetunde S. Sadiq-Bamgbopa, ²Abosede Hinmikaiye, ³Bisola Aladenika, ⁴Adesola Adewale, ⁵Olayiwola Olaitan K.

^1,2,3,4Westcliff University

⁵Department of Economics University of Ibadan

¹Ida Ayu Surasmi, ²Ida Bagus Udayana Putra

^1,2Faculty of Economics and Business, Universitas Warmadewa, Denpasar, Bali, Indonesia

Iza Bukia

PhD in Economics, University of Georgia, 0171, Georgia

¹Yosefina Vila, ²Boge Triatmanto, ³Tanto Gatot Sumarsono

^1,2,3University of Merdeka Malang, Indonesia

¹Anis Wulandari, ²dan Anita Carolina

^1,2Jurusan Akuntansi, Fakultas Ekonomi dan Bisnis, Universitas Trunojoyo Madura Jl. Raya Telang POBOX 02 Kamal Bangkalan Madura, 69162, Jawa Timur

¹Dr. Nathan Emmanuel, ²Azebi Oyeinbrakemi Innocent

¹Department of Economics, Faculty of Social Sciences, Niger Delta University, Wilberforce Island, P.M.B. 071, Yenagoa, Bayelsa State, Nigeria

²Department of Economics and Development Studies, Federal University Otuoke, Bayelsa State, Nigeria

¹Daniel Hailu,²Rozina Gidey

^1,2Department of Agricultural Economics, Ethiopian Institute of Agricultural Research (EIAR), Addis Ababa, Ethiopia

¹Adji Suratman,²Lydia Kurniawan,
³Pandu Haryanto,⁴Lalita Maria Kristin

^1,2,3,4Sekolah Tinggi Ilmu Ekonomi YAI

¹Sholesi Olayinka Yusuf PhD,²Kolawole Ibukun Olorunisola PhD.,
³Ajala Ayodeji Anthony PhD.,⁴Abimbola Motunrayo Mutiat PhD

^1,2,3,4Department Of Industrial Relations and Human Resource Management, Faculty of Management Science, Lagos State University, Ojo, Lagos, Nigeria.

¹Imeokparia Lawrence,²Egboh Vivian,

^1,2Department of Economics, Accounting, and Finance, College of Management Sciences, Bells University of Technology Ota Ogun State Nigeria.

¹Hendrawati,²Yolanda,
³Wahyu Murti, ⁴Arni Kurniati,
⁵Muslim Kamil, ⁶Rupa Melati

¹Postgraduate Student of Stara 3 Economics, Borobudur University, Jakarta Indonesia

^2,3,4,5Lecturers University of Borobudur, Jakarta, Indonesia

⁶Student Faculty Economic of Borobudur University, Jakarta, Indonesia

¹Muhammad Syafri Nurhadi,
²Harsuko Riniwati,
³Bagyo Yanuwiadi

¹Multidisciplinary of Post Graduate Program Brawijaya University Malang, Indonesia

²Faculty of Fisheries and Marine Science Brawijaya University Malang, Indonesia

³Department of Biology Faculty of Sciences Brawijaya University Malang, Indonesia