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ABSTRACT:

This study aims to explore economic literacy using a systematic literature review (SLR) approach to identify trends, theories, determinants, and future research agendas. Economic literacy is a critical competency in addressing global challenges such as economic instability, socio-economic inequality, and digitalization. This review reveals that economic literacy is influenced by various socio-demographic factors, including age, gender, education level, income, and access to technology. Additionally, family background, financial socialization, financial behavior, and risk-taking play significant roles in shaping individuals' economic literacy. The findings indicate that theory-based approaches, including Human Capital Theory, Sociocultural Model of Education, and Behavioral Economics, provide comprehensive insights into the development of economic literacy. This study also highlights gaps in existing literature, particularly in cross-country, interdisciplinary, and digitalization integration contexts. This research offers strategic recommendations for developing more inclusive and relevant educational policies and economic literacy programs, emphasizing data-driven approaches, technology utilization, and strengthening social and cultural contexts. These findings make a significant contribution to building a more resilient and adaptive society in the face of global economic dynamics

KEYWORDS:

Economic Literacy, Systematic Literature Review (SLR), Socio-Demographic Determinants, Human Capital Theory, Economics Education.

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