JEFMS Journal

ABSTRACT:

The financing decision is one of the most important financial decisions of a company. This decision involves various financing methods among which companies in general and small and medium-sized enterprises (SMEs) in particular can make a choice for their financial needs.
Our article aims to analyze the financing methods of Moroccan SMEs. To do this, a qualitative study through semi-structured interviews was conducted with a sample of thirty enterprises. We focused on SMEs in the fishing sector in the region of Laayoune Sakia Elhamra. We used the Nvivo analysis software to analyze our quotes. The results of our study allowed us to deduce the perceptions of the managers towards the different traditional financing methods and in particular the solidarity finance.

KEYWORDS:

Financing methods, SMEs, Perception, Solidarity finance.

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