JEFMS Journal

ABSTRACT:

The primary goal of this study is to examine how the Basel II agreement is being implemented in Islamic banks in Palestine (a case study of Palestine Islamic Bank). To attain the purpose of the research, a descriptive-analytical approach was used, and a questionnaire was distributed to the employees of Palestine Islamic Bank (145) in all branches of Palestine. The study's main result is the implementation of the Basel II Agreement in the Islamic Bank of Palestine. Based on the findings, the researcher has some suggestions, the most essential of which are: empowering and strengthening human resources to monitor different threats. Banks should develop capabilities, develop instruments and systems for measuring risk according to internal assessment methods and adhere to Islamic regulations and rules in Islamic banks to maintain the level of competition with traditional banks in the market.

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