JEFMS Journal

ABSTRACT:

This study aims to determine how much influence the exchange rate, inflation, for the results of partial and simultaneous influence on the development of the assets of islamic banks in Indonesia. This study using the technique of regression analysis of panel data, i.e. using data pooling cross section and time series, where this research was conducted by using test specifications model common effect and fixed effect using the test chow test and hausman. The population and sample of this research is financial statement quarter 10 sharia commercial banks and sharia business units that exist in Indonesia. The Model chosen in this study is the Fixed Effect Model (FEM). The results showed that the partial variable exchange rate and inflation have a positive but not significant to the development of the assets of islamic banks, while the variable for the result and significant positive effect on the development of the assets of islamic banks. While simultaneously the variables of exchange rate, inflation, and for the results and significant positive effect on the growth of assets of islamic banks.

KEYWORDS:

Exchange rate, Inflation, For the Results, Assets

REFERENCES:

1) Ekananda, Mahyus, 2017, “Analisis Data Time Series: Untuk Penelitian Ekonomi, Manajemen dan Akuntansi”, Jakarta: Mitra Wacana Media.

2) Gujarati, N. Damodar, 2016, Dasar-Dasar Ekonometrika, Jakarta : Salemba Empat.

3) Harahap, Agus Salim dan Saparuddin Siregar.2020. “Kepatuhan Syariah Aspek Bagi Hasil Perbankan syariah”. Seminar Nasional Teknologi Komputer & Sains (SAINTEKS) 2020.ISBN 978-602-52720-7-3 Februari 2020.

4) Huda, Dkk, 2013, Ekonomi Makro Islam: Pendekatan Teoritis, Jakarta : Prenamedia.

5) Ismail, 2011, Perbankan Syariah, Jakarta :Kencana Prenada Media Group

6) Karim, Adiwarman A. 2017. Ekonomi Makro Islam. Jakarta: Raja Grafindo Persada.

7) Otoritas Jasa Keuangan (OJK). Desember 2019. Islamic Banking Statistic, Financial Services Authority, Republic of Indonesia, Bank Licensing and banking Information Department, Jakarta.

8) Putra, Erlangga, Dwiki, 2017, “Faktor-Faktor Yang Mempengaruhi Tingkat Pertumbuhan Total AktivaPerbankanSyariah Di Indonesia Periode 2011-2015”, Skripsi Fakultas Ekonomi dan Bisnis Universitas Islam Negeri Syarif Hidayatullah Prodi Perbankan Syariah.

9) Purba, Nova dan Darmawan, Ari, 2018, “Pengaruh Pertumbuhan Produk Domestik Bruto Dan Inflasi Terhadap Non Performing Finance Bank Syariah (Studi Pada Bank Umum Syariah Di Indonesia Periode 2014-2016)”, Jurnal Administrasi Bisnis (JAB), Vol. 61 No.2, Agustus 2018.

10) Rozaini, Noni, 2017, “Analisis Interdependensi Inflasi, GDP, EXC, Bagi Hasil, dan JUB Terhadap Perkembangan Aktiva Perbankan Syariah Di Indonesia”, Disertasi Progra Pasca Sarjana Universitas Islam negeri Sumatera Utara Prodi Ekonomi Syariah.

11) Supriyanto, Bagus dan Sari, Permata, Sinta, 2019, “Faktor-Faktor Internal Yang Mempengaruhi Pertumbuhan Aktiva Bank Umum Syariah Selama Satu Dekade (2009-2018)”, Seminar Nasional Call Paper, Seminar Bisnis Manajemen (SAMBIS-2019), ISSN, h. 1474-2685.

12) Tarmizi, Churnaidi, Achmad dan Muslikhati, 2017, “Pengaruh Fluktuasi Nilai Tukar Rupiah Terhadap Rasio Pertumbuhan Aktiva Perbankan Syariah”, Jurnal Ekonomi Universitas Muhammadiyah Malang, No. 2, Vol II.

13) Frastuti, Melia dan Saleh Sitompul. 2020. Reformasi Sistem Administrasi Pemerintahan, Penakhlukkan Di Darat Dan Dilautan Pada Era Bani Umayyah. Shar-E: Jurnal Kajian Ekonomi Hukum Syariah. Vol. 6 No. 2 Juli 2020, Hal. 119-127.

14) Nurhudawi, Saleh Sitompul. 2020. Analisis Return Saham Pada Perusahaan Pertambangan Batubara Di Bursa Efek Indonesia. Shar-E: Jurnal Kajian Ekonomi Hukum Syariah. Vol. 6 No. 2 Juli 2020, Hal. 108-116.

15) Liahmad, Kartika Rusnidita, Yuni Putri Utami, Saleh Sitompul.2021. Financial Factors and Non-Financial to Financial Distress Insurance Companies That Listed in Indonesia Stock Exchange. Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences, 4(1), 1305-1312.

16) Ichsan, R. N., Suparmin, S., Yusuf, M., Ismal, R., & Sitompul, S. (2021). Determinant of Sharia Bank's Financial Performance during the Covid-19 Pandemic. Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences, 4(1), 298-309.

17) Mohammad Yusuf, & Reza NurulIchsan. (2021). Analysis of Banking Performance in The Aftermath of The Merger of Bank Syariah Indonesia in Covid 19. International Journal of Science, Technology & Management, 2(2), 472-478.

18) Rahayu, S. et al. (2020). Effect Of Work To Family Conflict And Work Stress On Organizational Commitments With Work Satisfaction As Intervening Variables. International Journal For Innovative Research In Multidisciplinary Field. Vol. 6, Issue 7, July – 2020: 10-17. Permono, Iswardono S dan Darmawan. 2010. “Analisis Efisiensi Industri Perbankan di Indonesia (Studi kasus Bank-Bank Devisa di Indonesia Tahun 1991-1996)”. Jurnal Ekonomi dan Bisnis Indonesia. Universitas Gajah Mada. Yogyakarta.

19) Sitompul, S. 2018. Pengaruh ukuran perusahaan, kebijakan pendanaan, Risk based capital (RBC), pertumbuhan premi netto dan laba perusahaan terhadap nilai perusahaan pada perusahaan Asuransi yang terdaftar di Bursa Efek Indonesia. Universitas Sumatera Utara.

20) Sitompul, S. (2019). Pengaruh Motivasi Dan Kepemimpinan Terhadap Prestasi Kerja Pada PT. PLN (Persero) Unit Induk Pembangunan II Medan. Jurnal Ilmiah METADATA, 1(2), 93-105.

21) Sitompul, Saleh dan Nasution, Siti Khadijah. 2019. The Effect of Car, BOPO, NPF, and FDR on Profitability of Sharia Commercial Banks in Indonesia. E-ISSN: 2615-3076. Budapest International Research and Critics Institute (BIRCIJournal) : Humanities and Social Sciences. Vol. 2. No. 3.

22) Sitompul, Saleh dan Siti Khadijah. 2020. Analysis Net Profit, Dividend, Debt, Cash Flow, and Capital Net Working That Influence Investment Decisions on Manufacturing Companies. International Journal of Research and Review. Vol.7; Issue: 3; March 2020.